Welcome to InsuredKnow.com! We appreciate your engagement with our website, and we want to ensure that you have a clear understanding of the terms and conditions that govern your use of our services. By accessing and using this website, you are expressing your agreement to comply with and be bound by all the terms and conditions outlined herein. If you disagree with any of these Website Standard Terms and Conditions, it is imperative that you refrain from using this website. Additionally, individuals below 18 years of age, commonly referred to as minors, are strictly prohibited from accessing and using this website.

Intellectual Property Rights

Except for the content you own, all intellectual property rights and materials within this website are owned by InsuredKnow.com and/or its licensors. A limited license is granted to you solely for the purpose of viewing the material present on this website. This implies that you are not authorized to use, reproduce, or distribute any intellectual property or materials from this website beyond the scope of this limited license.

Restrictions

You are specifically restricted from:

  • Publishing any Website material in any other media;
  • Selling, sublicensing, and/or otherwise commercializing any Website material;
  • Publicly performing and/or showing any Website material;
  • Using this Website in any way that is or may be damaging to this Website;
  • Using this Website in any way that impacts user access to this Website;
  • Using this Website contrary to applicable laws and regulations, or in any way that may cause harm to the Website or to any person or business entity;
  • Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
  • Using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being accessed by you, and InsuredKnow.com may further restrict your access to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

Your Content

In these Website Standard Terms and Conditions, “Your Content” refers to any audio, video, text, images, or other material that you opt to showcase on this Website. By displaying Your Content, you hereby grant InsuredKnow.com a non-exclusive, worldwide, irrevocable, sub-licensable license to utilize, reproduce, adapt, publish, translate, and distribute it across any and all media. It is imperative that Your Content remains your own and does not infringe upon the rights of any third party. We retain the right to promptly remove any of Your Content from this Website at our discretion, without prior notice.

Your Privacy

Please read Privacy Policy.

No Warranties

This Website is provided “as is,” with all faults, and InsuredKnow.com makes no representations or warranties of any kind regarding this Website or the materials contained herein. Additionally, nothing on this Website should be construed as advice or guidance to you. The use of this Website is at your own risk, and we disclaim any and all warranties, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the functions contained on this Website will be uninterrupted or error-free, nor do we guarantee the correction of defects or that this Website or the server that makes it available are free from viruses or other harmful components.

Limitation of Liability

In no event shall InsuredKnow.com nor any of its officers, directors, and employees be held liable for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract. InsuredKnow.com, including its officers, directors, and employees, shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby agree to indemnify, to the fullest extent, InsuredKnow.com from and against any and all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any provisions outlined in these Terms. Your commitment to indemnification encompasses any legal actions, claims, or costs incurred as a result of your non-compliance with the terms and conditions specified herein.

Severability

If any provision of these Terms is deemed invalid under any applicable law, that specific provision shall be deleted without impacting the validity and enforceability of the remaining provisions outlined herein.

Variation of Terms

InsuredKnow.com is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.

Assignment

InsuredKnow.com is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between InsuredKnow.com and you in relation to your use of this Website and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the state, and you submit to the non-exclusive jurisdiction of the state and federal courts located in the US for the resolution of any disputes.

SMS

SMS Campaign

By providing your consent, you are enrolling in Insured Know Alerts. It’s important to note that subscribing to these alerts is not a prerequisite for creating your account. Message frequency may vary, and standard message and data rates may apply. You have the option to opt-out at any time by texting STOP. For assistance, please email contact@insuredknow.com. Your preferences and control over communications are our priority.

You can also access our Privacy Policy here: https://www.insuredknow.com/privacypolicy

You may opt out at any time by texting STOP. For help, email contact@insuredknow.com. You can also access our Privacy Policy: https://www.insuredknow.com/privacy-policy and Terms and Conditions: https://www.insuredknow.com/terms-and-conditions.

This website is owned and operated by:

Insured Know

17410 Mack Ave. Office 1172
Grosse Pointe MI 48230
📞 1 (800) 986-3780
📧 contact@insuredknow.com